We want to be upfront about how nalpevarixo.com uses cookies and similar technologies. This isn't legal jargon for the sake of it—understanding what happens when you visit our site matters if you care about privacy.
Cookies are small text files that get stored on your device when you browse websites. They help us remember your preferences and understand how people interact with our financial education content. We don't use them to invade your privacy, but rather to make your experience smoother and more relevant.
What Tracking Technologies We Use
When you visit nalpevarixo.com, several types of tracking technologies might be active. Some are absolutely necessary for the site to work properly. Others help us understand what content resonates with people interested in financial ratio analysis.
Beyond traditional cookies, we occasionally use web beacons—tiny invisible images that help us see if someone opened an email or viewed a particular page. Local storage in your browser might cache certain preferences so you don't have to reset them every visit.
How Cookies Enhance Your Experience
Here's a practical example: if you're studying working capital ratios and keep a calculator open in one tab while reading explanations in another, cookies ensure your calculations don't disappear when you switch tabs.
- Session continuity when you're working through multi-part financial analysis exercises
- Remembering which modules you've completed so you can pick up where you left off
- Providing relevant examples based on which industry sectors interest you most
- Loading page elements faster by caching certain resources locally
- Reducing repeated login prompts during active learning sessions
We've found that students working through complex ratio analysis benefit from having their progress automatically saved. That's not possible without some form of local data storage.
Data Retention Periods
Different cookies stick around for different lengths of time. Session cookies vanish when you close your browser—they're temporary by design. Persistent cookies might last anywhere from a few weeks to a couple of years, depending on their purpose.
Analytical data gets aggregated and anonymized within 90 days. After that point, we can't connect specific browsing patterns back to individual devices even if we wanted to.
You have every right to ask us to delete your cookie data at any time. Send a request to help@nalpevarixo.com and we'll clear everything associated with your account within 48 hours.
Managing Your Cookie Preferences
You're not locked into accepting all cookies. Every major browser gives you control over what gets stored on your device. The trade-off is that blocking certain cookies might break site functionality.
Browser-Specific Instructions
Each browser handles cookies slightly differently. Here's how to manage them in the most common ones used by visitors to nalpevarixo.com:
Chrome
Go to Settings, then Privacy and Security, then Cookies and other site data. You can block all cookies, block third-party cookies, or clear cookies from specific sites.
Firefox
Open Preferences, select Privacy & Security, and adjust the Enhanced Tracking Protection settings. Firefox offers a good balance between functionality and privacy out of the box.
Safari
In Preferences under Privacy, you can block all cookies or just third-party ones. Safari increasingly blocks tracking cookies by default, which we respect.
Edge
Navigate to Settings, then Cookies and site permissions. Microsoft has improved Edge's privacy controls significantly in recent versions.
Third-Party Services
We occasionally embed content from external platforms—YouTube videos explaining ratio calculations, for instance. When we do, those third parties might set their own cookies according to their policies.
We've chosen our third-party partners carefully, prioritizing those with transparent privacy practices. But we can't control their cookie policies directly. If that concerns you, check the privacy policies of services like Google (for analytics and embedded videos), which are the main external tools we use.
Updates to This Policy
Technology changes. Privacy regulations evolve. We update this cookie policy when necessary to reflect current practices. The "Last Updated" date at the top shows when we last made changes.
Major changes will be announced through email to registered users and a notice on our homepage. Minor clarifications might happen without individual notification—another reason to check back here occasionally if you're curious about our practices.